Online Bill Paying

Did you know that you can save time, money and paper by paying your bills online? Most credit card companies and many other bill companies allow you to pay your bills online. Cell phones, garbage, electricity and water call all be paid online. Now even the hospitals and doctor offices are getting online to accept payments. If you are organized you can even receive statements online. This saves you not just financially but takes your identity protection one step further by not allowing your mail to be snatched.
If you have a bill that does not accept online payments, check with your banks bill-pay system. Many banks offer their customers free bill pay. This is an online system to pay your bill with direct deposits or live checks from  your bank. It saves you time and stamps.
My only caution if you do switch to this way of paying your bills is to keep very good records. There have been computer glitches and you will need to have the ability to reference your payments. If you received online bills, store them in online email account instead of your hard drive. Change your passwords frequently to protect your identity even more.